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Lender | South FL Life & Real Estate: Premier Listings Blog

Monday, October 21, 2019   /   by Christina Cutolo

Tips & Pointers in Obtaining a Loan

Are you considering buying a home and wondering about your loan options? Are you a first time home buyer? Read below for important information:
Buying vs Renting

Rents are the highest they have been in history. The average rent in Palm Beach county alone is $1500 a month with Boca Raton and Delray even higher! A loan amount of $200,000 equates to about $1000 in principal and interest. If you add taxes, insurance and HOA that can close to $1500 a month for a mortgage
Buying a house can build equity and you can invest in your own future opposed to paying for someone else’s.
You can make it your own and remodel anytime.
No landlord rules to follow.
There are tax benefits when owning your own home. (Talk to a tax professional for specifics.)
Landlords can raise your rent at any time.
When you rent, you often have to move multiple times. Each time you move, there are large costs associated with it. Don’t forget to calculate that into the equation.
Owning a home is a b ...

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  delray beach real estate, south florida real estate, boca raton real estate, florida real estate market, premier listings, delray beach estate, first time home buyers, lender, loan

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